Important Disclosure
This blog contains writings which are the personal opinions of the author only, and certainly do not constitute recommendations or advice.  It is or may be comprised of ongoing journal posts, past articles stretching back to at least the early 1990′s, books and book fragments, and other material.  Given the age of some of the content, it is sure that many of the opinions and assertions are no longer valid.  My own perspective has grown with age, experience, and education, and much of what I once thought worthwhile I no longer do.  So please accept this blog as what it is – an archival collection of one author’s body of work – and no more.In addition, our attorneys politely suggest the following:           

The content of this personal  ”blog” site is offered as personal opinions only, for which the reader acknowledges and agrees that neither the author(s) or any entity with which he is affiliated,  shall have liability to the reader; it should be taken as opinion – which will surely change with conditions and time – only, and is specifically not investment or any other kind of advice. This blog is specifically not a production of any broker/dealer or investment advisor, including any with which the author is affiliated. Statements on this site do not represent the views or policies of anyone other than the author. Under no circumstances does this information represent a recommendation to buy or sell securities. Investments, indeed, all economic activity, involves risk of loss.             

But let me add the following:           

The SEC registered investment advisory form with which I  am associated,  Camarda Financial Advisors, LLC., does offer advice for which it accepts responsibility.  You can find out more at camarda.com. 
 
The content of this site is protected by copyright.  It is available free to end users for personal use, and may be quoted for journalistic purposes.  All other rights are reserved.  Requests for (unpaid) syndication are generally granted but require written approval. Duplication by whatever means for commercial purpose without the author’s express written consent is strictly prohibited. ©1991-current date, Jeffrey M. Camarda.